Discover Affordable, Luxury 55+ Living in Palatka, Florida!
Experience an active, care-free lifestyle in a vibrant community designed for your comfort and enjoyment.

Community Overview
Welcome to Silver Bay, a premier 55+ community in Palatka, Florida, offering beautifully designed manufactured homes with high-end finishes, resort-style amenities, and a welcoming environment. Whether you’re looking to downsize, enjoy a care-free retirement, or embrace an active social life, Silver Bay is the perfect place to call home.
Why Choose Silver Bay?
A Community Designed for Your Lifestyle
Silver Bay isn’t just about finding a home—it’s about embracing a lifestyle of ease, comfort, and connection. We’ve thoughtfully designed every aspect of our community to provide the best in 55+ living, ensuring that every resident experiences both convenience and joy in their everyday life.
Resort-Style Living
Silver Bay provides a truly care-free lifestyle with exclusive amenities designed for leisure and relaxation.
- Lawn care and landscape maintenance included.
- Private clubhouse featuring social and recreational events.
- Resort-style pool and outdoor green space.
Community Lifestyle
Become part of a close-knit, welcoming community with endless opportunities to socialize and stay active.
- Engaging social events including bingo nights.
- Supportive, secure neighborhood with friendly neighbors.
- Onsite handyman services for minor home repairs.
Prime Location
Silver Bay offers unmatched convenience, just a few miles away from essential services, shopping, dining, and recreational attractions.
- Close to major shopping centers and local dining spots.
- Centrally located to top-rated medical facilities and hospitals.
- Easy access to parks, golf courses, and nature trails.
High-Quality Homes
Enjoy the comfort of modern, high-end manufactured homes with top-tier craftsmanship and stylish design.
- Spacious floor plans with tall ceilings and elegant trim work.
- Open-concept layouts with natural light and quality finishes.
- Customization options for colors, flooring, and kitchen designs.
Key Community Features
Experience a vibrant, maintenance-free community with resort-style amenities designed for your comfort and convenience.
Clubhouse & Pool
Onsite Mini Storage &
Covered RV Parking
Walking Paths
& Green Spaces
Stay active with scenic trails and beautifully maintained landscapes.
Handyman
Assistance Services
Virtual Home Tour

Testimonials
Hear from satisfied residents who have made our sister community Villa Farms their home
Frequently Asked Questions
Are you pet-friendly?
We love your furry family members! We allow two small house pets per home in our community. When walking them they must be on a leash. Pets are not allowed to be tethered outside. They must be picked up after while walking.
What is included with lot rent?
By contract, maintenance of the lawn (mowing, irrigation, and fertilizing), use of the clubhouse and pool, landscaping in common areas, and street lights are maintained by the office. However, we always look for ways to go above and beyond to provide additional support/maintenance.
What am I (the resident) responsible for?
The resident is responsible for maintaining the interior and exterior of the home and landscaping surrounding the home (an annual mulching and pressure washing). The resident owns the home so they are also responsible for any repairs that may be necessary to keep the home in living condition.
Can I bring my own manufactured home into the community to live in?
To maintain a cohesive standard in our community, outside homes are not allowed. If you decide to become a member of the community, you can design and purchase your own new home through the office to set it up in the community.

Discover the
Silver Bay Lifestyle
Contact us today
to learn more!